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Elgin Housing Market Report

September 2026 • Updated daily from MLS data

$431,418
Average Price
179
Active Listings
26
Avg Days on Market
$192
Avg Price/Sqft
0
New This Week

Inventory by Property Type

Active listings in Elgin broken down by property type

112
Single Family
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21
Condo
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37
Townhouse
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0
Multifamily
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Price Distribution

How Elgin home prices are distributed across price ranges

Under $100K
13
13
$100K–$200K
10
10
$200K–$300K
25
25
$300K–$500K
72
72
$500K–$750K
46
46
$750K–$1M
3
3
$1M+
6
6

Listings by Bedrooms

Bedroom count breakdown for active listings in Elgin

11
1 Bed
45
2 Bed
56
3 Bed
46
4 Bed
21
5+ Bed

Demographics & Community

Census data for Elgin, Illinois

23,841
Population
$118,293
Median Household Income
38.6
Median Age
$283,700
Census Median Home Value

Housing Occupancy

Total Housing Units8,393
Owner-Occupied6,626 (80.6%)
Renter-Occupied1,599 (19.4%)
Vacant Units168
Median Rent$1,637/mo

Commute & Education

Median Commute11701 min
Work From Home6.4%
Public Transit1.2%
Bachelor's Degree+24.7%
High School Diploma+0.1%

Affordability & Housing Costs

HUD data for the Elgin area

Fair Market Rent (2024)

Studio$1,399/mo
1 Bedroom$1,507/mo
2 Bedroom$1,714/mo
3 Bedroom$2,182/mo
4 Bedroom$2,583/mo

Income Limits (2024)

Median Family Income$112,100
Low Income (4-person)$89,700
Very Low Income (4-person)$56,050
Extremely Low (4-person)$33,650

Safety & Crime Statistics

Crime data for Elgin (2024)

309
Violent Crimes
1,258
Property Crimes
146
Burglaries
101
Vehicle Thefts

Building Permit Activity

IvyGro tracks 19,972 building permits issued by City of Elgin, with records dating back to 2023. In the last 12 months, 4,149 permits were issued, down 28% from the year before. Every Elgin listing on IvyGro shows the full permit history for that address: roofs, remodels, additions, and more.

19,972
Permits on Record
4,149
Issued Last 12 Months
$5,737
Median Project Value (12 mo)
$164,047,763
Total Construction Value (12 mo)

Most Common Projects (Last 5 Years)

Util Engineering Utility 1700 N Randa…13
Misc Miscellaneous Application 150 De…7
Misc Miscellaneous Application 150 De…7
Util Engineering Utility 526 Dundee A…6
Tocc Occupancy/Temporary 270 N Grove …6
Util Engineering Utility 2635 Auto Ma…5

Permits Issued by Year

2023
5,334
2024
6,278
2025
5,414
2026
2,946

See the full Elgin permit report or browse Elgin listings to see the permit history for any home.

School Districts

School districts serving Elgin properties

46
301
300
303
U46

Featured Listings in Elgin

Top properties currently on the market

294 Snowdrop
$576,990
4
3
2,717 sqft
294 Snowdrop
Elgin, IL
207 Second
$309,000
2
1
996 sqft
207 Second
Elgin, IL
520 Glenwood
$450,000
3
4
2,034 sqft
520 Glenwood
Elgin, IL
553 Arye
$659,535
5
3
2,800 sqft
553 Arye
Elgin, IL
955 Ascot
$310,000
2
2
1,449 sqft
955 Ascot
Elgin, IL
2166 Jordan
$400,000
5
3
2,296 sqft
2166 Jordan
Elgin, IL
View All Elgin Properties

Save $10,543 on the Average Elgin Home

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