Last Updated: February 17, 2026
Welcome to IvyGro. These Terms of Service (“Terms”) constitute a legally binding agreement between you (“User,” “you,” or “your”) and Divine Marketplace Inc. d/b/a IvyGro (“IvyGro,” “we,” “us,” or “our”) governing your access to and use of the IvyGro platform, website, mobile applications, and related services (collectively, the “Services”).
BY ACCESSING OR USING THE SERVICES, YOU ACKNOWLEDGE THAT YOU HAVE READ, UNDERSTOOD, AND AGREE TO BE BOUND BY THESE TERMS. IF YOU DO NOT AGREE TO THESE TERMS, YOU MUST NOT ACCESS OR USE OUR SERVICES.
Your use of the Services constitutes acceptance of these Terms, our Privacy Policy, and any other policies or guidelines referenced herein. We reserve the right to modify these Terms at any time. For material changes, we will provide at least thirty (30) days' advance notice via email or prominent in-platform notice before changes become effective. For non-material changes, modifications will become effective upon posting. Your continued use of the Services after any such changes constitutes your acceptance of the new Terms.
IvyGro provides a real estate platform offering the following services:
The Services incorporate artificial intelligence tools for property valuation, market analysis, document interpretation, neighborhood insights, and other real estate services. While we strive for accuracy, AI-generated information should be considered as supplementary guidance and not as a substitute for professional advice from licensed real estate agents, appraisers, attorneys, or financial advisors. The savings calculator and commission comparison tools provided on the Services are for informational purposes only. Actual savings may vary based on individual circumstances, property specifics, and market conditions. IvyGro makes no guarantee of specific savings amounts. AI-generated valuations are not appraisals as defined under the Illinois Real Estate Appraisal Licensing Act (225 ILCS 458) and are not a substitute for a licensed appraiser's opinion or a Comparative Market Analysis (CMA) prepared by a licensed real estate professional.
IvyGro does not warrant the accuracy, completeness, or reliability of AI-generated valuations, market analyses, or recommendations. Users acknowledge that AI tools may produce errors, omissions, or outdated information. You should independently verify all information before making any real estate decisions.
AI-powered features including but not limited to home valuation estimates, market trend predictions, investment opportunity scoring, and document analysis are provided for informational purposes only. These tools do not constitute professional appraisals, legal advice, financial advice, or investment recommendations. Market conditions, property-specific factors, and individual circumstances may significantly impact the relevance and accuracy of AI-generated insights.
Our AI tools rely on data from multiple third-party sources including but not limited to MLS databases, public records, and market data providers. IvyGro is not responsible for the accuracy or timeliness of third-party data and disclaims any liability arising from errors in such data.
To access certain features of the Services, you must create an account. You have no obligation to use the Services, and you can terminate your account at any time. You agree to provide accurate, current, and complete information during registration and to update such information to maintain its accuracy. You are responsible for maintaining the confidentiality of your account credentials and for all activities that occur under your account.
You must be at least 18 years of age to use our Services. By using the Services, you represent and warrant that you meet this age requirement and have the legal capacity to enter into these Terms.
You agree to immediately notify IvyGro of any unauthorized use of your account or any other breach of security. IvyGro will not be liable for any loss or damage arising from your failure to protect your account credentials.
There are no fees to use the Services. However, real estate agents or brokers engaged by you through the use of the Services may charge you commissions or other fees for their services. You may be required to pay fees to access certain features of the Services. Such fees, if any, will be outlined in your representation agreement.
From time to time, IvyGro or Inspire Realty Group LLC may refer you to third-party service providers, including but not limited to mortgage lenders, title insurance companies, home inspectors, attorneys, contractors, and other settlement service providers. You are not required to use any service provider to which you are referred. In some cases, IvyGro, Inspire Realty Group LLC, or their affiliated entities may receive compensation, referral fees, or other financial benefits from these third-party providers in connection with your use of their services. Any such affiliated business arrangements will be disclosed to you in writing at the time of referral in accordance with the Real Estate Settlement Procedures Act (12 U.S.C. §2607) and the Illinois Title Insurance Act (215 ILCS 155), as applicable. You have the right to shop for and select your own service providers, and your choice of service provider will not affect the quality of services you receive from IvyGro or Inspire Realty Group LLC.
You have rights under the Illinois Consumer Fraud and Deceptive Business Practices Act (815 ILCS 505). If you believe you have been the victim of an unfair or deceptive business practice, you may contact the Illinois Attorney General's Consumer Protection Division or file a complaint at www.illinoisattorneygeneral.gov. To the extent IvyGro or Inspire Realty Group LLC has any ownership interest in, or receives compensation or other remuneration from, any entity providing services to you in connection with a real estate transaction (including title companies, mortgage lenders, home warranty companies, or other settlement service providers), such relationship will be disclosed to you in writing prior to or at the time of your transaction in accordance with applicable law, including the Illinois Real Estate License Act of 2000 (225 ILCS 454) and the Real Estate Settlement Procedures Act (RESPA). You are under no obligation to use any service provider recommended by IvyGro or Inspire Realty Group LLC, and your selection of an alternative provider will not affect the real estate services you receive.
The information presented on or through the Services is made available solely for general information purposes. We do not warrant the accuracy, completeness, or usefulness of this information. Any reliance you place on such information is strictly at your own risk. We disclaim all liability and responsibility arising from any reliance placed on such materials by you or any other visitor to the Services, or by anyone who may be informed of any of its contents.
The Services may include content provided by third parties, including materials provided by other users, third-party licensors, syndicators, aggregators, and/or reporting services. All statements and/or opinions expressed in these materials, and all articles and responses to questions and other content, other than the content provided by IvyGro, are solely the opinions and the responsibility of the person or entity providing those materials. These materials do not necessarily reflect the opinion of IvyGro. We are not responsible, or liable to you or any third party, for the content or accuracy of any materials provided by any third parties.
You agree not to engage in any of the following prohibited activities:
All content, features, and functionality of the Services, including but not limited to text, graphics, logos, icons, images, audio clips, video clips, data compilations, software, AI algorithms, and the compilation thereof (collectively, “Content”), are the exclusive property of IvyGro or its licensors and are protected by United States and international copyright, trademark, patent, trade secret, and other intellectual property laws.
Subject to your compliance with these Terms, IvyGro grants you a limited, non-exclusive, non-transferable, revocable license to access and use the Services for your personal, non-commercial use.
By submitting, posting, or uploading any User Materials to the Services, you grant IvyGro a worldwide, non-exclusive, royalty-free, perpetual, irrevocable, and fully sublicensable right to use, reproduce, modify, adapt, publish, translate, create derivative works from, distribute, and display such User Materials in any media. You represent and warrant that you own or have the necessary rights to grant this license and that your User Materials do not violate any third-party rights.
Notwithstanding the foregoing, IvyGro will not use listing content provided by real estate licensees in any manner that violates applicable MLS rules, IDX policies, or the licensee's sponsoring broker's authorization.
If you believe that any User Content violates your copyright, please see our Copyright Policy below for instructions on sending us a notice of copyright infringement. It is our policy to terminate the user accounts of repeat infringers.
Certain real estate agents and brokers accessible through the Services are affiliated with Inspire Realty Group LLC, an Illinois-licensed real estate brokerage (License No. 475166918). Inspire Realty Group LLC is responsible for the supervision of its affiliated licensees as required by the Illinois Real Estate License Act of 2000 (225 ILCS 454). IvyGro (Divine Marketplace Inc.) is a separate technology company and is not itself a licensed real estate brokerage. IvyGro acts as a technology platform connecting users with licensed real estate professionals.
All real estate agents and brokers on the Services are required to maintain current, valid licenses in the jurisdictions where they operate. However, IvyGro does not guarantee the licensing status, qualifications, or performance of any agent. Users are responsible for verifying agent credentials independently.
When you engage with a real estate agent through the Services, an agency relationship will be established as outlined in your representation agreement. IvyGro is not a party to this agency relationship and assumes no liability for the acts or omissions of real estate professionals. Prior to providing substantive real estate services, IvyGro-affiliated agents will provide you with the Illinois Agency Disclosure as required by the Illinois Real Estate License Act of 2000 (225 ILCS 454/15-75). Additionally, in accordance with current NAR requirements, a written buyer representation agreement will be executed before any IvyGro-affiliated agent shows property to a buyer.
Information regarding premium investment opportunities, market analyses, and property valuations provided through the Services does not constitute investment, financial, tax, or legal advice. IvyGro is not a registered investment advisor.
Financial calculators, mortgage estimators, and savings tools are provided for informational and educational purposes only. Always consult with qualified financial professionals before making borrowing or investment decisions.
Real estate investments carry inherent risks including market volatility, liquidity constraints, and potential loss of principal. Past performance does not guarantee future results. You acknowledge that you are solely responsible for evaluating the risks and merits of any real estate transaction.
Your use of the Services is subject to our Privacy Policy, which is incorporated into these Terms by reference. By using the Services, you consent to the collection, use, and disclosure of your personal information as described in the Privacy Policy.
The Services may contain links to third-party websites, services, or applications that are not owned or controlled by IvyGro. We have no control over and assume no responsibility for the content, privacy policies, or practices of any third-party sites or services.
IvyGro is based in the State of Illinois in the United States. We provide the Services for use only by persons located in the United States. We make no claims that the Services or any of its content are accessible or appropriate outside of the United States.
IVYGRO PROVIDES THE SERVICES “AS IS,” “WITH ALL FAULTS” AND “AS AVAILABLE,” AND THE ENTIRE RISK AS TO SATISFACTORY QUALITY, PERFORMANCE, ACCURACY, AND EFFORT IS WITH YOU. TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, IVYGRO MAKES NO REPRESENTATIONS, WARRANTIES, OR CONDITIONS, EXPRESS OR IMPLIED. IVYGRO AND OUR SUPPLIERS EXPRESSLY DISCLAIM ANY AND ALL WARRANTIES OR CONDITIONS, EXPRESS, STATUTORY, AND IMPLIED, INCLUDING WITHOUT LIMITATION: (A) WARRANTIES OR CONDITIONS OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, WORKMANLIKE EFFORT, ACCURACY, TITLE, QUIET ENJOYMENT, NO ENCUMBRANCES, NO LIENS, AND NON-INFRINGEMENT; (B) WARRANTIES OR CONDITIONS ARISING THROUGH COURSE OF DEALING OR USAGE OF TRADE; AND (C) WARRANTIES OR CONDITIONS OF UNINTERRUPTED OR ERROR-FREE ACCESS OR USE.
IN NO EVENT WILL IVYGRO, ITS AFFILIATES, OFFICERS, DIRECTORS, EMPLOYEES, AGENTS, SUPPLIERS OR LICENSORS BE LIABLE FOR ANY INDIRECT, CONSEQUENTIAL, SPECIAL, INCIDENTAL, OR PUNITIVE DAMAGES ARISING OUT OF, BASED ON, OR RESULTING FROM THESE TERMS OR YOUR USE OR ACCESS, OR INABILITY TO USE OR ACCESS, THE SERVICES OR ANY MATERIALS ON THE SERVICES. IN NO EVENT SHALL THE MAXIMUM AGGREGATE LIABILITY OF IVYGRO EXCEED THE GREATER OF: (1) THE AMOUNT YOU HAVE PAID TO IVYGRO FOR THE SERVICES IN THE 12 MONTHS PRIOR TO THE EVENTS GIVING RISE TO THE CLAIMS; OR (2) $100.
You agree to defend, indemnify, and hold harmless IvyGro, its affiliates, and their respective officers, directors, employees, agents, and licensors from and against any claims, liabilities, damages, losses, costs, or expenses (including reasonable attorneys' fees) arising out of or in any way connected with: (a) your access to or use of the Services; (b) your violation of these Terms; (c) your violation of any third-party right; (d) any claim that your User Materials caused damage to a third party; (e) any real estate transaction you enter into based on information from the Services; or (f) any other party's access to or use of the Services using your account credentials.
These Terms and any dispute or claim arising therefrom shall be governed by and construed in accordance with the internal laws of the State of Illinois, without giving effect to any choice or conflict of law provision. Subject to the arbitration provisions below, you agree to submit to the personal and exclusive jurisdiction of the state and federal courts located in Cook County, Illinois.
Any dispute, controversy, or claim arising out of or relating to these Terms or your use of the Services shall be resolved by binding arbitration administered by the American Arbitration Association (“AAA”) under its Consumer Arbitration Rules.
The arbitration shall be conducted by a single arbitrator. The arbitration will be held in the county where you reside or another mutually agreed location. The arbitrator's decision shall be final and binding.
YOU AND IVYGRO AGREE THAT EACH MAY BRING CLAIMS AGAINST THE OTHER ONLY IN YOUR OR ITS INDIVIDUAL CAPACITY AND NOT AS A PLAINTIFF OR CLASS MEMBER IN ANY PURPORTED CLASS OR REPRESENTATIVE PROCEEDING.
Either party may seek injunctive or other equitable relief in any court of competent jurisdiction to prevent the actual or threatened infringement of intellectual property rights.
ANY CAUSE OF ACTION OR CLAIM YOU MAY HAVE ARISING OUT OF OR RELATING TO THESE TERMS OR THE SERVICES MUST BE COMMENCED WITHIN TWO (2) YEARS AFTER THE CAUSE OF ACTION ACCRUES; OTHERWISE, SUCH CAUSE OF ACTION OR CLAIM IS PERMANENTLY BARRED.
This limitation period applies only to contract-based claims and does not limit any claim arising under the Illinois Consumer Fraud and Deceptive Business Practices Act (815 ILCS 505), the Fair Housing Act, or any other applicable statute where such limitation is prohibited by law.
IvyGro reserves the right to suspend or terminate your access to the Services at any time, with or without notice, for any reason. You may terminate your account at any time by contacting customer support. Upon termination, all licenses and rights granted to you under these Terms will immediately cease.
IvyGro reserves the right to modify, suspend, or discontinue any aspect of the Services at any time, with or without notice and without liability to you or any third party.
If any provision of these Terms is found to be unlawful, void, or unenforceable, that provision shall be deemed severable from these Terms and shall not affect the validity and enforceability of the remaining provisions.
No waiver of any term or condition of these Terms shall be deemed a further or continuing waiver of such term or any other term, and IvyGro's failure to assert any right or provision under these Terms shall not constitute a waiver of such right or provision.
You agree not to export from anywhere any part of the Services provided to you, or any direct product thereof, except in compliance with, and with all licenses and approvals required under, applicable export laws, rules and regulations.
IvyGro is committed to the principles of the Fair Housing Act and the Illinois Human Rights Act. IvyGro and its affiliated agents do not discriminate against any person in the provision of services on the basis of race, color, national origin, religion, sex, familial status, disability, source of income, sexual orientation, marital status, age, or ancestry, or any other characteristic protected by applicable federal, state, or local law. Users of this platform agree not to engage in or facilitate any discriminatory practices.
These Terms, together with the Privacy Policy and any other legal notices published by IvyGro on the Services, constitute the entire agreement between you and IvyGro regarding your use of the Services.
You may not assign or transfer these Terms or your rights hereunder, in whole or in part, without our prior written consent. IvyGro may assign these Terms at any time without notice.
By using the Services, you consent to receiving certain electronic communications from us as further described in our Privacy Policy. Electronic signatures executed through the Services are valid and enforceable under the Illinois Electronic Commerce Security Act (815 ILCS 5) and the federal Electronic Signatures in Global and National Commerce Act (15 U.S.C. §7001 et seq.).
For questions, concerns, or notices regarding these Terms, please contact us at:
Divine Marketplace Inc. d/b/a IvyGro
Email: [email protected]
Address: 300 Jessica Lane, Bartlett, IL 60103
Phone: (630) 641-3236
BY USING THE IVYGRO PLATFORM, YOU ACKNOWLEDGE THAT YOU HAVE READ THESE TERMS OF SERVICE, UNDERSTAND THEM, AND AGREE TO BE BOUND BY THEM.
IvyGro takes claims of copyright infringement seriously. We will respond to notices of alleged copyright infringement that comply with applicable law. If you believe any materials accessible on or from the Services infringe your copyright, you may request removal of those materials by submitting written notification to our copyright agent designated below.
In accordance with the Online Copyright Infringement Liability Limitation Act of the Digital Millennium Copyright Act (17 U.S.C. § 512) (“DMCA”), the written notice (the “DMCA Notice”) must include substantially the following:
Our designated copyright agent to receive DMCA Notices is:
Kirtan Mirani
Divine Marketplace Inc. d/b/a IvyGro
300 Jessica Lane, Bartlett, IL 60103
(630) 641-3236
If you believe that material you posted on the Services was removed or access to it was disabled by mistake or misidentification, you may file a counter notification with us (a “Counter Notice”) by submitting written notification to our copyright agent designated above. Pursuant to the DMCA, the Counter Notice must include substantially the following:
It is our policy in appropriate circumstances to disable and/or terminate the accounts of users who are repeat infringers.