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St. Charles Housing Market Report

September 2026 • Updated daily from MLS data

$883,975
Average Price
156
Active Listings
49
Avg Days on Market
$247
Avg Price/Sqft
0
New This Week

Inventory by Property Type

Active listings in St. Charles broken down by property type

Price Distribution

How St. Charles home prices are distributed across price ranges

Under $100K
0
$100K–$200K
1
1
$200K–$300K
2
2
$300K–$500K
53
53
$500K–$750K
41
41
$750K–$1M
22
22
$1M+
35
35

Listings by Bedrooms

Bedroom count breakdown for active listings in St. Charles

0
1 Bed
15
2 Bed
49
3 Bed
57
4 Bed
34
5+ Bed

Demographics & Community

Census data for St. Charles, Illinois

32,776
Population
$110,346
Median Household Income
41.8
Median Age
$351,300
Census Median Home Value

Housing Occupancy

Total Housing Units14,014
Owner-Occupied9,407 (70.8%)
Renter-Occupied3,872 (29.2%)
Vacant Units735
Median Rent$1,678/mo

Commute & Education

Median Commute15529 min
Work From Home7.0%
Public Transit1.2%
Bachelor's Degree+36.5%
High School Diploma+0.0%

Affordability & Housing Costs

HUD data for the St. Charles area

Fair Market Rent (2024)

Studio$1,399/mo
1 Bedroom$1,507/mo
2 Bedroom$1,714/mo
3 Bedroom$2,182/mo
4 Bedroom$2,583/mo

Income Limits (2024)

Median Family Income$112,100
Low Income (4-person)$89,700
Very Low Income (4-person)$56,050
Extremely Low (4-person)$33,650

Safety & Crime Statistics

Crime data for St. Charles (2024)

30
Violent Crimes
347
Property Crimes
41
Burglaries
6
Vehicle Thefts

Building Permit Activity

IvyGro tracks 42,743 building permits issued by City of St. Charles, with records dating back to 2004. In the last 12 months, 948 permits were issued, down 50% from the year before. Every St. Charles listing on IvyGro shows the full permit history for that address: roofs, remodels, additions, and more.

42,743
Permits on Record
948
Issued Last 12 Months
$10,846
Median Project Value (12 mo)
$105,021,590
Total Construction Value (12 mo)

Most Common Projects (Last 5 Years)

Roof1,798
Windows and Doors1,059
Fence836
Alteration794
ROW, Driveway, Street Cut781
Mechanical (HVAC, Water Heater, Radon…695

Permits Issued by Year

2016
513
2017
2,124
2018
2,253
2019
2,024
2020
2,018
2021
2,147
2022
2,138
2023
2,202
2024
1,918
2025
1,850
2026
521

See the full St. Charles permit report or browse St. Charles listings to see the permit history for any home.

School Districts

School districts serving St. Charles properties

303
301

Featured Listings in St. Charles

Top properties currently on the market

Save $24,119 on the Average St. Charles Home

Traditional agents charge 3% commission ($26,519). With IvyGro, our broker keeps just $2,400 (negotiable at closing) and you keep the rest as your rebate.